Insurance & Cost

Know What This Costs Before You Book

In network with Medicare and Medicare Advantage, out of network with most other plans, and we submit the claims on your behalf. Send us your details and we will verify your benefits first.

How We Handle Insurance

The whole position, stated up front.

We are in network with Medicare and Medicare Advantage. We participate with most other plans as an out of network provider, and we submit claims on your behalf. Medicaid is not accepted. That is the entire arrangement, and you should not have to dig through a website to find it.

It is a real trade and it deserves a real reason. Insurer contracts are written around volume: more people on the floor per hour, less hands-on time, and treatment handed off to an assistant or an aide while your therapist charts in the corner. Our model is one patient and one licensed physical therapist for the whole session, and it does not survive that arithmetic. Seth Greiner, PT, MSPT, left clinics that ran the other way, and this practice was built so it would not have to.

So we made the choice in the honest direction and then took the administrative work off your plate instead. We verify your benefits before you book, we tell you the estimated cost for services up front, and we file the claims ourselves. Nobody should learn what physical therapy costs from a bill three weeks later.

A private treatment room at Greiner Physical Therapy

Before You Send It

What to have in front of you.

A benefits check is only as accurate as the information behind it, so have your card in hand when you call, or ready when we follow up on your form.

Your insurance card, front and back

Member ID number

Group number

Date of birth

The name of the plan holder, if it is not you

Any physician prescription or referral you already have

Two Plain Statements

The parts nobody should have to ask twice about.

Medicaid is not accepted at Greiner Physical Therapy, at either location. If Medicaid is your only coverage, call the office anyway and we will point you toward somewhere that can help rather than leave you guessing.

And you do not need a referral to begin. New York direct access lets you see a licensed physical therapist without a doctor’s referral for up to 30 days or 10 visits, whichever comes first. You can ask for a benefits check and an appointment in the same phone call.

The Process

How a benefits check works.

Four steps, and not one of them commits you to an appointment.

Ask for the check

Use the form at the bottom of this page or call the office at (631) 596-5096. Say you want your therapy benefits verified and we will take it from there.

We collect your plan details

Insurance carrier, member ID, group number and date of birth, plus the plan holder’s name if it is not you. That is everything needed to read your coverage accurately.

We verify with your plan

We contact your insurer and read your physical therapy coverage: deductible, any visit limits, coinsurance, and whether a physician prescription is required for reimbursement.

You get an estimated cost

We come back with the estimated cost for services in plain numbers, plus anything in your plan worth knowing before you start. Then you decide, and we book you at Speonk or Quogue.

What to Expect

What you get back from us.

A number, not a shrug

An estimated cost for therapy built on your actual plan, given to you before your first visit rather than after your third.

Claims filed for you

We submit out-of-network claims on your behalf. You are not the one on hold with your insurer, and you are not assembling receipts at the kitchen table.

No hidden hand-off

What you are paying for is the entire session with a licensed physical therapist. There is no assistant or aide standing in for the second half of it.

A person to ask

Coverage language is confusing on purpose. Call the office and someone will walk you through what your plan actually says, in English.

Common Questions

Questions about coverage.

01 / Do I need a prescription from my doctor?

Not to be treated. New York direct access lets you see a licensed physical therapist without a doctor’s referral for up to 30 days or 10 visits, whichever comes first. Some plans do require a physician prescription in order to reimburse you, which is one of the things we check when we verify your benefits. If yours needs one, we will tell you before you start rather than after the claim comes back.

02 / What if my deductible has not been met yet?

Then more of the early cost sits with you, and that shows up in the estimate we give you. It is a normal situation and it is better known in advance. Some people start anyway, some wait until later in the plan year. Either way you get to make the call with the real number in front of you.

03 / Will you tell me if my plan is a bad fit?

Yes. If your benefits read badly for out-of-network physical therapy, we will say so plainly when we call you back. We would rather lose the appointment than have you start a plan of care you end up abandoning halfway through for reasons nobody discussed at the beginning.

Patient Story

What you are actually paying for.

"If you're looking for physical therapy this is the place to be! One on one training, practitioners who listen and invite feedback, and an app to help with at home exercises."

Sheryl D. · Google review

Start Your Recovery

Schedule Your Appointment

No referral needed in New York. Same-week appointments available at both locations.

Your first visit is a full one-on-one evaluation with a licensed physical therapist: come in, tell us everything, and leave with a plan.

Prefer to call? (631) 596-5096

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We’ll reach out within one business day to confirm your appointment. If you need to speak with us sooner, call us directly.